The investing industry has long operated on outdated structures that benefit the provider more than the investor. Legacy fee models, limited access to high-quality strategies, and arbitrary minimums have all served to reinforce a two-tiered system: one for institutions and the ultra-wealthy, and another for everyone else.
That’s no longer sustainable. Openvest is building an alternative—one that’s structurally more efficient, aligned with the user, and powered by long-term thinking
Fee Structures That Reward Scale, Not Asset Size
Traditional investing platforms charge a percentage of assets under management—0.25%, 0.50%, even 1%. This sounds benign until you realize what it means over time: the more successful you are, the more they take. This structure penalizes growth.
Openvest flips the model. It charges a flat monthly fee—$3 max regardless of account size. As your assets grow, your cost stays the same. And as more people join, the platform becomes even more affordable. This isn’t just cost-efficiency—it’s cost deflation powered by scale. That’s what a modern financial product should look like.
For decades, top-performing strategies were locked away behind seven-figure minimums, gated investor classes, and closed-end funds. If you weren’t already wealthy, you couldn’t even get in the room.
Openvest tears down that wall.
Its portfolios are modeled after the same principles used by elite institutional fund managers—the ones who serve billion-dollar clients and endowments. But Openvest delivers that access through a simple interface, with a starting investment of just $300. That changes the game.
Full Upside. No Cuts. No Performance Fees.
In many traditional models, managers take a performance fee on top of their management cut—sometimes 20% of profits. That means when you win, they win bigger.
Openvest doesn’t follow that logic. There are no performance fees. You keep 100% of your investment gains. The platform earns a fixed fee, and your upside remains fully yours. The incentives are aligned, which means trust can compound as quickly as capital.
Designed for Performance, Not Just Participation
Many beginner-friendly platforms are optimized for ease of use, not outcome. They default to basic ETF blends and index funds that track the market, because they’re simple to explain and easy to scale. But they’re not necessarily designed to outperform.
Openvest is. Its portfolios are constructed with long-term performance in mind—diversified, risk-adjusted strategies rooted in the same fundamentals used by leading wealth managers. This isn’t about chasing hot stocks or beating the market every quarter. It’s about building a portfolio that works over time.
Explore more: Why active investment management can outperform passive strategies
| Feature | Traditional Brokers / Robo-Advisors | Openvest |
|---|---|---|
| Fees | 0.25% – 1% of assets annually | Flat monthly fee (less over time) |
| Minimum Investment | $1,000 – $10,000+ | $300 |
| Strategy Quality | Basic ETF blends | Modeled after elite fund managers |
| Access to UHN Returns | Not available | Yes (same approach, lower entry) |
| Upside Sharing | Sometimes take a cut (e.g. 2/20 funds) | You keep 100% of gains |
| Performance Potential | Market-average | Above-average returns |
Looking Forward
Innovation in finance doesn’t mean more products—it means better structures. The real breakthroughs come from removing friction, aligning incentives, and scaling access to the tools that actually build wealth.
Openvest isn’t just another app. It’s a correction to decades of inefficiency. And it’s proof that when you build for the customer first—and let long-term value drive every decision—the model takes care of itself.